Experience timeless elegance in this beautifully maintained townhouse in the sought-after Botany Bay II community. The striking brick front adds curb appeal, setting this middle-unit home apart. Step inside to an open floor plan, ideal for seamless entertaining, where the kitchen boasts granite countertops, radiant heat tile floors, and sleek stainless-steel appliances. The family and dining rooms flow effortlessly to a composite deck, offering a peaceful view of the courtyard. Both generously sized bedrooms feature ceiling fans, with the owner's suite showcasing a luxurious en-suite bathroom. A versatile loft with a skylight provides an ideal spot for a home office, cozy reading nook, or an extra guest room, while the walk-up attic holds endless potential for additional living space. This home also boasts updates, including new bedroom & hallway carpeting, a new front door, sliders, French door, gate on deck, and a recently replaced A/C unit. Located close to UMass and more.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 11.0 x 14.0 | Second |
Dining Room | Flooring - Hardwood, Balcony / Deck, Exterior Access, Slider | 10.0 x 14.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Stainless Steel Appliances | First | |
Living Room | Closet, Flooring - Wall to Wall Carpet | 13.0 x 17.0 | First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet | 13.0 x 17.0 | Second |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $317,600 | $317,600 | $317,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,113 | $2,111 | $2,678 |
Total Monthly Payment | $2,620 | $2,618 | $3,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.