IMAGINE YOURSELF LIVING IN A MODERN FARMHOUSE ON OVER AN ACRE OF LAND THAT SITS A NICE DISTANCE OFF THE ROAD! A HUGE UNFINISHED BASEMENT OF 2, 099 sq ft IS READY FOR THE BUYER TO PERSONALIZE TO THEIR OWN VISION. The Great room and dining room have cathedral ceilings with cedar wrapped beams and a brick fireplace. The French doors in the Great room open to a large covered vaulted back porch with a breath-taking view of the private back yard. The main floor includes the Primary bedroom and bathroom, with vaulted ceilings. The primary bathroom has a double sink vanity, 2 separate walk-in closets, a clawfoot tub and tiled shower. The second and third bedrooms are on their own wing with a full bathroom for their use. Upstairs is the additional room/fourth bedroom, closet, and full bath. The kitchen has granite counter tops and brick tile backsplash. Off the kitchen is a large butler pantry with barn-door access which leads to the garage hall area conveniently located to bring groceries in from the garage or the side entrance. And to top it off, there is a full unfinished (with 11 ft ceilings) walkout basement of 2, 099 sq ft, waiting on the new owner to use for additional family space. This home is in a prime location: 8 miles (13 minutes) to Travelers Rest where Swamp Rabbit walking/Bicycle Trail is located, 30 miles (40 minutes) to Hendersonville, NC, 11 miles (25 minutes) to Greenville, SC, 12 miles (20 minutes) to GSP International Airport, and 25 miles (45 minutes) to Spartanburg, SC. The mountains are 1 hour, north. Charleston, SC is 4 hours to the beach. For a VA buyer option to transfer, this is an assumable VA loan at 3. 6% fixed, with a monthly payment of $2, 530. 4 ½ years of a 30-year loan have been used. The Owner is motivated to sell.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,973 |
Total Monthly Payment | $4,202 | $4,198 | $5,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.