Beautiful 3+ bedroom colonial in Pelham with a legal in-law! Main home has a large kitchen with beautiful quartz counter tops & plenty of cabinets for storage. Out the sliders & you are on a private deck overlooking 2. 5 acres of total privacy! Gleaming hardwood floors throughout the home enhance the large formal living room as well as a family room for entertaining or enjoying privacy. Upstairs there are 3 very nice sized bedrooms all with large closets & hardwood floors. The oversized primary bedroom has a cathedral ceiling & a walk-in closet. Up one more floor is a finished attic which could be a 4th bedroom, a playroom or an office. there is a private entrance for the in-law apartment which has it's own living room, full kitchen & bedroom. The in-law kitchen opens onto a covered patio for even greater enjoyment. You will never worry about losing power here, since there is a whole-house generator. Showings begin on Saturday October 19th at the open house 11-1. Open house will also be on Sunday from 11-1.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $965 | $965 | $965 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,253 | $5,487 |
Total Monthly Payment | $5,314 | $5,310 | $6,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.