Imagine yourself, sitting back in your Adirondack chair on your pea gravel patio overlooking the enchanting gardens surrounding your home. Now-stop imagining and let's make it your reality! 114 Applewood Drive is a modern and energy efficient home tucked away in the hills of Berlin, Vermont, and combines modern smart technologies with a serene and beautiful location creating a most desirable property. Let's start with the house: within the last 10 years, sellers have fully renovated the kitchen and bathroom. They installed both an owned solar array (April 2024), which will almost eliminate your electric bill, as well as Tesla Power Walls to protect you from whatever Mother Nature has in store. There is an EV Charging Station, an on-demand combination propane/pellet boiler with bulk pellet bin, a new roof. . . the list goes on and on. The grounds have been meticulously maintained over the years and include asparagus beds, rhubarb, all the berries you can imagine as well as gorgeous perennial flowers and shrubs. The gardens are surrounded by new fencing to keep the pests away or your 4 legged furry friends in! Located minutes from downtown Montpelier, I89, Central Vermont Medical Center and beautiful Berlin Pond- this location cannot be beat! Between the thoughtful, energy efficient upgrades, amazing gardens and incredible location- this home has everything.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,260 | $2,867 |
Total Monthly Payment | $2,905 | $2,817 | $3,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.