Welcome to 7805 Topay Lane, a well-maintained and cozy home in the heart of Port Richey. This 2-bedroom, 1. 5-bathroom residence offers comfortable living with a practical layout. The bright and open living space flows into a functional kitchen and dining area, perfect for casual gatherings or everyday meals. Each bedroom provides ample space for relaxation and personalization. This home boasts a new roof and hot water heater, both installed in 2021, along with a new A/C unit from 2020, ensuring comfort and peace of mind. The front yard features attractive "zero scape" with rocks, providing low-maintenance landscaping. Step out back to enjoy the screened-in lanai, perfect for relaxing or entertaining, while the fully fenced backyard provides room for outdoor activities. The home also features gutters and a drainage system for effective water management. A charming brick paver driveway adds to the curb appeal of this lovingly cared-for property. Conveniently located near schools, shopping, and local amenities. Schedule your showing today and make this home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,235 | $1,585 |
Total Monthly Payment | $1,386 | $1,370 | $1,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.