Embrace the enchanting allure of Lowcountry living with this spectacular property, perched on a high bluff that boasts panoramic views stretching from Bay Street to the heart of downtown Beaufort, including the iconic Woods Memorial Swing Bridge. This unique offering includes a spacious main house that is 1815 sq feet with 3 bedrooms, 2 baths, and a carolina room. The delightful cottage that is 1, 120 sq feet, provides 1 bedroom, a large walk in closet, flex room with a murphy bed, an open concept kitchen and living/dining space, providing a combined total of 2, 935 sq ft of versatile living space. The original home, a true testament to Southern charm, features three inviting bedrooms and two full baths, complemented by a warm and welcoming kitchen, a cozy living room, and a convenient foyer. The additional cottage, complete with one bedroom and a full bath, presents endless possibilities. It's perfect for guests, multi-generational living or as a potential income-generating rental. One of the greatest highlights of this property is its unparalleled accessibility; whether you choose to stroll along scenic paths or take to the water, downtown Beaufort is just a stone's throw away. Don't miss the chance to own a piece of paradise that embodies the essence of Lowcountry charm!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,920 | $1,279,920 | $1,279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,195 | $8,302 | $11,238 |
Total Monthly Payment | $8,320 | $8,427 | $11,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.