Presented byPat Catchpole |
Charming century-old cottage, close to town, with nice original features. The 3 season porch with ceiling fan takes you to the freshly-painted living room, with a small working fireplace. Continue onto the dining room with pretty wainscoting details and a chandelier. Behind that is the well-equipped kitchen, with hickory cabinets, stainless steel appliances, quartz counters and a large pantry a few steps down. You can exit to the back yard from the kitchen, or continue around to the 2 bedrooms and bathroom. The whole home, including the attic, has wood floors. The bathroom even has a towel warmer for those chilly days! Up the steps to the attic is a large room - or 2 - which you can use for guests or as an office or crafts room. The skylight brings in great light, and little enclosed storage spaces line both walls. The oil burner is relatively new, and there's town water. The detached garage is long, but had only been used for 1 car. Alongside the home are 4 raised beds, where the owners grew a huge variety of veggies and flowers over their many years there. It's private and full of sun. The property behind the home is owned by Quiet Rein Farm, where horses are boarded and lessons given. On the other side of the home, they once had an above ground pool. This close-to-town cottage is a great starter or downsizing home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Other | Skylight,Hardwood Floor | Upper |
Primary Bedroom | Main |
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REALTOR
William Raveis Real Estate
Phone: 860.488.7749
Pat.Catchpole@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,905 | $1,856 | $2,394 |
Total Monthly Payment | $2,316 | $2,267 | $2,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.