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515 West 143rd Street, #41, New York (Hamilton Heights), NY, 10031 | $550,000
Rare opportunity to have an abundance of space in this true four bedroom apartment in an elevator building in West Harlem.
Apartment 41 has great light and features hardwood floors and high ceilings. The living room is large with open street and city views and there is a completely separate dining room.
Enjoy a spacious and renovated kitchen complete with new cabinets, granite countertops and new stainless steel appliances.
All four bedrooms are generously sized and have large closets. There is an additional half bath as well as a full bathroom. Washer dryers are permitted to be installed in the apartment with board approval.
515 W 143rd Street is a HDFC coop with live in super. Conveniently located close to parks, restaurants and transportation including 1, A, B, C & D lines. City College is three blocks away and Columbia University is two stops on the 1 train.
HDFC income restrictions apply and are 165% of the AMI (Area Median Income): 1 Person $179, 355; 2 People $205, 095; 3 People $230, 670; 4 People $256, 245; 5 People $276, 705; 6 People $297, 165.
The HDFC Cooperative is open to seller financing for the purchaser, where the board provides a loan to the applicant at a market interest rate and minimum 20% down payment. If traditional financing can be secured privately or through a credit union, that is also permitted, as well as an all cash deal.
Looking forward to seeing you at the open house!!
Features
- Town: New York
- Cooling: Unknown Type
- Levels: 6
- Amenities: Common Storage;
- Rooms: 6
- Bedrooms: 4
- Baths: 1 full / 1 half
- Year Built: 1901
- Pet Policy: Pets Allowed
- Building Access : Elevator
- Service Level: Voice Intercom
- LobbyAttendant: No
- OLR#: 974806
- Days on Market: 35 days
- Website: https://www.raveis.com
/prop/974806/515west143rdstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Sloyer Real Estate
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
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- Is available to meet with you in our office, your home or office, evenings or weekends
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515 West 143rd Street, #41, New York (Hamilton Heights), NY, 10031
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
| Total Monthly Payment | $3,019 | $3,016 | $3,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535