Move right into this unique Expanded Ranch filled with so much character and a lot to offer!! This home offers 3/4 bedrooms, 2 full bathrooms, and plenty of storage. When you first walk in you will notice the abundance of natural light provided by a great bay window and sky lights throughout. The living room and kitchen are a super inviting area for entertaining guest with a nice passthrough connecting the two. All three bedrooms are neatly located to the right along with the main bathroom. The master bedroom grants an optional access to the lovely backyard patio. The den/studio also offers plenty of room for entertaining guest or even creating an extra space for mom with a full private bathroom and its own access to the backyard. The backyard offers lots of privacy and a great space to entertain with potential of a pool house! Additionally, the garage offers plenty of storage and a small area currently being used as office space. The roof is just 5 years old!! The property is located on a quiet street. You will definitely feel as if you are vacationing with Smith Point Beach and Osprey Park just 10 minutes away! Don't miss the opportunity to call this place Home!
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Our Executive Mortgage Banker:
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$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $712 | $712 | $712 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,591 | $2,494 | $3,164 |
Total Monthly Payment | $3,378 | $3,281 | $3,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.