WELCOME HOME to this meticulously maintained 4 bedroom, plus OFFICE, 3 1/2 bath and 3 car garage home on a picturesque, oversized, and very private PRESERVE LOT in SHEARWATER!! NEW CARPET THROUGHOUT ENTIRE HOME! INTERIOR FRESHLY PAINTED! This gorgeous home is MOVE-IN READY! An oversized front porch with hanging swing welcomes you home with Southern Charm. As you enter the door you are instantly impressed with the soaring ceilings and natural light galore! Enjoy family and holiday dinners in your formal dining room or casual gatherings in your very open gourmet kitchen and family room! This home is perfect for entertaining! The Gourmet Kitchen features a gas cooktop as well as double ovens, 42 inch cabinets, gorgeous granite countertops, large walk-in pantry, built-in trash receptacle and a beautiful Butler's Pantry connecting to the formal dining! The expansive center island is perfect for small, intimate gatherings or large holiday parties! You will be impressed by the soaring ceilings in the family room as well as the triple slider doors that lead to your expansive, screened lanai complete with pavers! The fully fenced backyard of this home is truly special. The Seller spared no expense adding a large paver patio complete with a gas plumbed fire pit! Perfect for sitting and relaxing after a long day! Enjoy a glass of wine/iced tea or even roast marshmallows! Florida Living at its Finest! The downstairs large and very private office or bonus room would be perfect for remote working, kid's playroom or even an extra entertainment space!! The options are endless! Upstairs you will find the Primary Suite complete with separate shower, soaking tub and large walk-in closet. Upstairs you will also find 3 more bedrooms and 2 full baths! One of the bedrooms upstairs is an ensuite and perfect for guests, older teenage children and multi-family living situations. This is the perfect family home! Shearwater sets the standard for resort-style living, with amenities that cater to every interest and age group. Residents enjoy multiple pools, a theme park style Lazy River, fitness center, tennis courts, a kayak launch and over 15 miles of trails!! The community also offers a dog park, garden and sports fields. Opening Fall of 2024 is Trout Creek! St. John's County's newest K-8 school! Hurry, this gem won't last long!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,920 | $591,920 | $591,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,088 | $3,934 | $4,992 |
Total Monthly Payment | $4,797 | $4,643 | $5,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.