Okay not to brag, but this is SO the place to be! This large, end unit villa is a great way to get into the super active 55+ community of Sandpiper Golf & Country Club, where we're known for our high volunteerism, our underground utilities, low HOA dues, and all our fabulous amenities. HOA dues include internet, cable tv, lawn service, roof maintenance, exterior painting, and the water and electric for the building’s sprinkler systems. Updates and upgrades were *just* done (new water heater, new washer, new granite countertops in kitchen, new doorbell, new disposal, new drinking water filtration system in the kitchen, HVAC is ~3 years old, electrical system has just been given the official thumbs-up by a rigorous electrician). One of the largest villas, this home has a double owners' suite feeling, with an open, split floor plan, two bedrooms (each with its own walk-in closet) and two full baths. There are also ceiling fans all over the place - very helpful for low energy bills! The naturally well-lit living room has high ceilings, giving it an even roomier energy, and it flows right into the cheerful dining area. The eat-in kitchen with ample cabinet space and plantation shutters, discreetly houses a cleverly hidden laundry room, but still has space for a full pantry and multiple chopping/work stations at the granite countertops. Out back, you have a bright, heated/air-conditioned, east-facing sun room with a ceiling fan and windows all around, looking out to an expansive greenspace maintained by the POA (you don't have to mow another lawn unless you just want to). There's an open patio out back as well, and a shaded, assigned parking space reserved just for you out front. The community is fantastic, and this home is awesome too - you're gonna love it here!
Amenities:
Clubhouse (west side), Recreation Center (east side), 2 pools, 2 hot tubs, sauna, pickleball, tennis, gym, BBQ grills, picnic area, Cornhole, Shuffleboard, Billiards, Bowling Club, Cards Club, Travel Club, Singles Club, Sewing Club, Writers Club, Yoga, Table Tennis, Weights Class, Balance Class, Stretch Class, RV and Boat storage for a fee, weekly Bingo, Golf Club resident discounts, Restaurant/Bar/Grill (not owned by POA), lending library, monthly newsletter magazine, and I'm sure there are some more that I've left out : )
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,271 | $1,223 | $1,552 |
Total Monthly Payment | $1,422 | $1,374 | $1,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.