Welcome home to a Stunning Classic. Beautifully remodeled and lovingly maintained, this 3 bedroom, 1 1/2 bathroom charmer is graced with inviting sun-filled rooms and gleaming hardwood floors. The stylish country kitchen does not disappoint with it’s ample cupboards, deep country sink, counter workstation, coffee nook, and SS appliances. Off the kitchen you will flow to an enticing dining room and living room, and a quaint sun-porch that brings the outdoors in! Upstairs you will find 3 comfortably spacious bedrooms, the main bathroom with hall linen closet, and bonus attic storage. Stepping outside you will appreciate a fully fenced and expansive yard that boasts peach, pear and apple trees, blueberry and black raspberry bushes, and decorative perennial beds and shrubbery. Completing the outdoor delights you will enjoy a roomy deck, perfect for BBQ’s or relaxing while absorbing the tranquilly of the sweeping river views and a colorful tree line. Extra features include a vintage one car garage with new floor and roof and a nostalgic garden shed. History Conveniently located near trails, amenities and only 10 minutes to vibrant downtown Montpelier! Delayed showings; Showings start Monday, 10/21/24.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,665 |
Total Monthly Payment | $2,465 | $2,463 | $3,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.