RUSKIN - This home in the Spencer Creek community offers 2, 415 square feet of living space, including 5 spacious bedrooms, 2. 5 baths, and a 2-car garage. Open concept floor plan with Living room, kitchen, and dining area (19x30). Fully equipped kitchen including stainless glass top range, side-by-side refrigerator, dishwasher and microwave, plenty of counters, and cabinet space. The master suite is on the ground floor (16x13) with a walk-in closet, bath has a shower, and twin sinks. On the second floor, there is a loft space area (16x12). The other 4 bedrooms are on the second floor sharing a hall bath with a tub/shower combo and twin sinks. Bedroom #1 is (17x12) with a walk-in closet. Bedroom #2 is (13x12) with ample closet space. Bedroom #3 is (12x11) with a walk-in closet, and Bedroom #4 is also (12x11) with ample closet space. Laundry Room with Hook-ups. Tile and carpet flooring, blinds, and ceiling fans. The community offers a Community Pool, Clubhouse, Playground, and basketball court. The tenant is responsible for all utilities. Lawn Care is included in the rent. No cats per owner.
All residents are enrolled in the Resident Benefits Package which is an additional $49/month, payable with rent and includes utility concierge service making utility connection a breeze during your move-in, HVAC air filter delivered monthly (for applicable properties), our best-in-class resident rewards program, online maintenance portal, online rent payment portal, one late-fee waiver and much more!
If you decide to apply for one of our properties, there is an $85 per adult application fee that is non-refundable. Anyone aged 18 or above who will be residing at the property must apply. We will (1) check your credit report; (2) check for recent evictions; (3) verify your employment, if applicable; (4) personal income, assets, or assistance must be sufficient and verifiable; (5) verify your previous landlord references; and (6) perform criminal background screening; (7) be aware that some associations also have application fees. We encourage you not to apply if you have bad credit references or poor rental history.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,880 | $1,880 | $1,880 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $16 |
Total Monthly Payment | $88 | $88 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.