Truly an exceptional home! Located in the Pearl River school district, this beautifully maintained and tastefully renovated 4 bedroom, 3 full bath home is in a fantastic location, a stone's throw to parks and recreation. All the things you look for in a home this beauty has, hardwood floors, recessed lighting, tons of windows and crown molding. The sun-filled living room, with a wonderful picture window, seamlessly flows into the formal dining room, perfect for large family gatherings and entertaining. The renovated eat-in kitchen boasts solid wood cabinetry, new Bosch refrigerator, dishwasher and microwave, quartz counters and quartz island with seating. Step out from the kitchen onto the expanded deck, which overlooks the private, fully fenced-in backyard. The generously sized primary bedroom features a renovated ensuite bath. 2 additional spacious bedrooms and another updated full bathroom complete the top floor. The lower level has 2 large family rooms, one with a fireplace, a spacious bedroom, full bathroom and laundry room. So many updates throughout, young roof, maintenance free vinyl siding, updated windows, Nest thermostats, locks and front door camera, young 3 zone boiler and young central air. All light fixtures, custom blinds and window treatments are included in the sale. Tremendous driveway for ample parking. Award winning Pearl River schools. Take advantage of all that Orangetown's Parks and Recreation has to offer- athletic fields, tennis, basketball and pickleball courts, pool, playground, and so much more. Easy commute to NYC, Westchester and New Jersey. Grab this opportunity because it won't last!
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Our Executive Mortgage Banker:
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$680,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,413 | $1,413 | $1,413 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,711 | $3,616 | $4,664 |
Total Monthly Payment | $5,216 | $5,121 | $6,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.