313 Country Fern Dr, Saint Augustine, FL, 32092 | $575,000

As you step inside you will find a welcoming open-concept layout with tall ceilings, designed to blend comfort with elegance. The spacious living area is bathed in natural light, highlighting the beautiful flooring and creating a warm, inviting atmosphere. The modern kitchen is a chef’s delight, featuring natural gas, sleek countertops, ample cabinetry, and top-of-the-line appliances. There is a bonus office room on the main level with glass shutter doors that allows for the bright natural light to beam in. Downstairs you will also find a guest bedroom and bathroom that allows for great privacy for guest or in laws that are visiting. Going up to the second floor you will find a spacious secondary living room that is great for a movie room or a children’s play area. Around the corner you will find the master suite is a true sanctuary, complete with a generous walk-in closet and a luxurious en-suite bathroom that promises relaxation after a long day. With a split floor plan, there are two other separate bedrooms with tall ceilings that share a sleek bathroom. Outside, your private backyard oasis awaits. With a screened in patio and a tranquil pond view, it is the best way to start or end your day. The golf cart community itself boasts family-friendly amenities and scenic walking paths, leaving plenty of activities to keep you entertained. Priced below market value, this gem offers an incredible opportunity for savvy buyers seeking a high-quality home. Whether you're a first-time homebuyer, growing family, or looking for an investment, this property stands out as a great opportunity. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells.

Features

  • Amenities: Clubhouse,Tennis,Pickleball
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 7841
  • Style: 2 Story,Traditional,Single Family Home
  • Year Built: 2023
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,957
  • Acreage: 0.18
  • Lot Size: 7841
  • Est. Taxes: $1,650
  • HOA Fee: $1,465
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: Wards Creek Elementary
  • Middle School: Pacetti Bay Middle
  • High School: Tocoi Creek High School
  • MLS#: 244463
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/244463/313countryferndr_saintaugustine_fl?source=qrflyer
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This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of DJ & Lindsey Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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313 Country Fern Dr, Saint Augustine, FL, 32092

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $138 $138 $138
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,060 $3,057 $3,944
Total Monthly Payment $3,290 $3,287 $4,174

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.