1489 Kensington STREET, Port Charlotte, FL, 33952 | $469,400

HIGH & DRY FRESHWATER WATERFRONT LIVING – Not in a flood zone and with no storm-related issues to the home! Experience the ultimate Florida lifestyle in this newly renovated 3-bedroom, 2-bathroom, 2-car garage home with a private dock rebuilt in 2022. All present furnishings are included. A surveillance system with video monitoring provides added peace of mind. Recent improvements make this home truly turnkey. In 2024, the pool was resurfaced, the entire house was repiped, new tile flooring was installed, and fresh paint and lighting were added throughout. The 2022 kitchen update brought granite countertops, soft-close cabinetry, all-new stainless steel appliances, a breakfast bar, and a pass-through window to the poolside patio, perfect for entertaining. Essential updates include a two-year-old septic tank and drain field, a newer roof, hurricane-impact windows from 2020 (Per permits there are 8 hurricane impact windows), and a reliable A/C unit still under warranty. Enjoy 80 feet of serene freshwater frontage along the Morningstar Waterway, where you can fish, launch a kayak, or savor your morning coffee by the water. Disappearing sliding glass doors connect the interior to the covered Florida room, which flows seamlessly to the screened pool and lanai, creating an ideal space for indoor-outdoor living. With no deed restrictions, an extra parking pad provides plenty of room for a boat, trailer, or RV. The gravel area to the right of the home makes a perfect spot for your family dog to run and play. Surrounded by lush tropical landscaping, the backyard is fully fenced for added privacy and features a fruit-bearing orange tree, offering the luxury of fresh-squeezed juice right from your yard. Nearby, multiple community boat ramps make it easy to explore the area’s scenic waterways. This home offers peaceful seclusion while keeping you close to local attractions. Nature trails, golf courses, and beaches are all within reach, and it’s just a short 15-minute drive to Sunseeker Resort, Fishermen’s Village, Downtown Punta Gorda, and the vibrant Restaurant Row. Within 45 minutes, you can be on the pristine shores of Boca Grande or Englewood Beach, enjoying the crystal-clear waters and sugar-sand beaches.
Why wait? Stop dreaming and start living the coastal lifestyle today!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 150
  • Laundry: In Garage
  • Style: Florida, Ranch
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,700
  • Acreage: 0.27
  • Lot Size: 80 x 150
  • Est. Taxes: $5,404
  • Lot Desc: Cleared, FloodZone, Landscaped, Level
  • View: Water
  • Elem. School: Neil Armstrong Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Fiberglass, In Ground, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7499170
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/C7499170/1489kensingtonstreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/1/2024 9:37:22 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-575-2502

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1489 Kensington STREET, Port Charlotte, FL, 33952

$469,400

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,520 $375,520 $375,520
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,594 $2,496 $3,167
Total Monthly Payment $3,119 $3,021 $3,692

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.