Opportunity awaits, this St. Petersburg, Florida home is a gem. Freshly new interior paint, new AC, & updated landscape. A charming two-story bungalow-style residence offers the perfect blend of comfort, convenience, and coastal living. With 4 bedrooms, 2 bathrooms, and laminate wood flooring throughout, this home is both spacious and low-maintenance. Alley Access. As you step inside, you'll be greeted by the warm ambiance of the open living spaces, illuminated by natural light streaming in through the windows. The first floor features a cozy living area, perfect for relaxing evenings with loved ones, as well as a well-appointed kitchen equipped with modern appliances and ample cabinet space. Venture upstairs to discover the primary bedroom, offering a peaceful retreat at the end of the day. Located in a neighborhood with No HOA, this home offers the freedom to personalize and make it your own. Plus, its proximity to shopping, restaurants, and St. Petersburg College ensures that everything you need is just moments away. With easy access to Interstate 275, you can enjoy quick and convenient trips to St. Pete Beach, where you can soak up the sun and enjoy endless outdoor activities. Don't miss out on the opportunity to make this beautiful bungalow your own. TLC needed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $361 | $361 | $361 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,379 | $1,377 | $1,747 |
Total Monthly Payment | $1,815 | $1,813 | $2,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.