RARE: A ground floor, oceanfront villa: SPECTACULARLY RENOVATED, fully furnished, and AIRBNB ready, with rental history of $75k+/yr. GROUND FLOOR CONVENIENCE DOESN'T SACRIFICE BREATHTAKING BEACH VIEWS. The villa is optimally positioned for stunning ocean vistas, offering easy access to the community pool and the NO-STAIRS beach walkover. You'll have your toes in the sand in just 3 minutes! The expansive oceanfront patio extends into the community green, giving your backyard the feel of an oceanside park, perfect for spreading out with family and friends. This walk-out villa is hassle-free for those who prefer to avoid stairs and is highly sought after by renters. Plus, grills are allowed on 1st-floor units only, making it the ideal spot to enjoy seaside dining! Inside, you will find an exquisitely renovated space, with upscale furniture and finishes, like artisan tile floors (NO CARPET), wood plank ceilings, shiplap accents and high-quality decor that exude a relaxed coastal charm. The inviting open floorplan is designed to maximize coastal views, with the ocean providing a calming backdrop to your daily living. At day's end, enjoy the serenity of comfy, spacious bedrooms, both elegantly upgraded with ensuite bathrooms. The kitchen, bathrooms, ceilings, floors, windows, panel box, appliances, A/C system and H20 heater - ALL UPDATED! Added perk: this unit includes an exterior storage closet! Sailmaker is an exclusive and gated, pet-friendly seaside community with well-maintained concrete block and stucco buildings, on high terrain so no flood insurance is required and featuring newer roofs, re-paved roads, and an upgraded pool among recent improvements. Located only 6. 5 miles from historic Fernandina Beach. Come and see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $825 | $825 | $825 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,585 | $4,644 | $6,286 |
Total Monthly Payment | $5,502 | $5,561 | $7,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.