Welcome to this COZY CAPE! Looking for a centrally located Manchester CT home? Look no further, this easy on and easy off highway to all directions, close to shopping including malls, grocery stores and any other amenities a tenant could desire. This three bed, 1. 5 bath, partially finished basement with a full deck and backyard will fit any tenants needs. There is a "porch style" room located next to the garage for family gatherings and or storage! Each room has windows allowing light to fill the home. The upstairs bedrooms have brand new vinyl floors and wood floors downstairs for easy cleaning and a beautiful aesthetic appeal. The bathrooms are conveniently located on the main floor and in the finished basement which could be a bedroom if needed. The home has solar panels, so the electric bill is minimal. Usage for utilities is paid by the tenant 85 a month, oil bill as well as electric and water are also paid by the tenant as well.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Kitchen | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,360 | $2,360 | $2,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $16 | $20 |
Total Monthly Payment | $91 | $91 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.