History and charm in a remarkable setting: The iconic Thomas Chambers House, a circa 1790 stone house nestled in the tranquil hamlet of Kripplebush, just outside the Stone Ridge village center, began life as part of a farm and general store complex, once serving as a gathering place for local men conscripted for the War of 1812. While the store is gone, the house and an antique 3-bay English barn remain, anchoring a stunning 31 acres of prime farmland and light forest criss-crossed by the Kripplebush Creek. The house, featuring unusually tall ceilings and large rooms for a house of the era, has been masterfully restored to expose rich original detail, including hand-hewn beams, milk paint and floors crafted from king boards, some as wide as 17 inches. The gourmet kitchen features soapstone counter tops, stainless-steel appliances and custom cabinetry. A large step-down room right off the kitchen can be used as a dining or living room, and the kitchen also opens to an additional cozy den for relaxation or hosting friends. The main floor also features a half bath. Upstairs are three comfortable bedrooms, including a primary suite, and two full bathrooms, centered on a sunny staircase landing perfect for reading or idling. Outside, the house opens stunningly to a lush flat meadow, with a heated saline in-ground pool at its center, and bordered by 850 feet of the Kripplebush Creek. The expansive acreage, ripe with potential as prime farmland, is mostly open fields, with beautiful views at various elevations. Closer to the house are a lovely 30x40 three-bay English barn partially finished to include twin lofts and exposed beams, plus a separate 14x21 corn crib. Agricultural tax exemptions have been utilized by prior owners of the property, and potentially even greater tax savings might be possible via land-conservation easements on some portion of upper fields
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.004% | 6.738% | 6.307% |
Monthly Tax Payment | $1,695 | $1,695 | $1,695 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,303 | $6,915 | $9,187 |
Total Monthly Payment | $8,123 | $8,735 | $11,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.