235 CRYSTAL COVE Drive, Palatka, FL, 32177 | $995,000

Welcome to your dream custom home, where no detail has been overlooked! This stunning 3-bedroom, 2-bathroom residence boasts a spacious chef's kitchen, featuring custom oak cabinets, granite countertops and backsplash, a double oven, 6-burner stove, roll-out shelving, and an under-the-sink reverse osmosis filtration system. The kitchen overlooks the family room, a separate living/sitting room, and a formal dining room, offering ample space for relaxation and entertainment. The primary bedroom suite includes its own office/sitting room and a luxurious spa-like bathroom with a separate walk-in shower and jacuzzi tub. You'll also enjoy the impressive his-and-her walk-in closets, providing generous storage space. Outdoor living is a dream with the large screened inground pool, and spacious patio area—ideal for entertaining. The attached 3-car garage features Shark Coat floors, numerous storage closets, and plenty of attic storage. . . Additionally, the detached 2-car garage serves as a perfect man cave, workshop, or guest suite, with breathtaking views of the St. Johns River. Additional features in the home are central vacuum, 80 gallon water heater, 2 a/c units for the home, 4 inch well out back runs the irrigation system, pool lights, roof downspouts and gutters were all just inspected and in great shape, security system and cameras, too many additions to list them all. Community Boat Ramp and Marina to launch and/or store your boat just down the road. This home truly has it all! Schedule your tour today and make it yours.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 2007
  • Garage: 5-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric, Multi Units
  • Approx Sq. Feet: 2,782
  • Acreage: 0.52
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: River
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2052561
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/2052561/235crystalcovedrive_palatka_fl?source=qrflyer
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Listing courtesy of TAYLOR DOUGLAS REALTY, INC.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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235 CRYSTAL COVE Drive, Palatka, FL, 32177

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.343% 6.851% 6.704%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,097 $5,163 $6,934
Total Monthly Payment $5,189 $5,255 $7,026

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.