Welcome to this move-in ready, beautifully maintained Cape Cod home situated in the KENSINGTON section of BERLIN, ideally situated within walking distance to Mary E. Griswold school and ball fields. This home boasts an inviting open concept floor plan, perfect for modern living, featuring a spacious kitchen with granite countertops and ample cabinetry plus breakfast bar for informal meals. Hardwood floors flow throughout the main living areas, adding warmth and character to the space as well as providing for an allergen free home. Convenient first floor primary bedroom plus 2 additional bedrooms on the second floor. 2 Full baths one on each floor. Enjoy the holidays this season with a roaring fire in the living room fireplace and gaze out the pretty bay window at the falling leaves. The exterior features a maintenance-free vinyl siding, ensuring lasting durability with minimal upkeep. The beautifully level lot is perfect for outdoor activities and pets to roam freely. Need storage? The full basement provides plenty of space for all your extra belongings. Efficient natural gas heating and hot water too. Enjoy the comforts of suburban living with the convenience of nearby amenities such as Ragged Mountain hiking area and Timberlin Golf Course, all in this charming, move-in ready home. Don't miss out on this gem!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 16.8 x 14.2 | Upper |
Bedroom 2 | Hardwood Floor | 16.9 x 12.3 | Upper |
Dining Room | Hardwood Floor | 14.8 x 12.2 | Main |
Eat-In Kitchen | Remodeled,Breakfast Bar,Granite Counters | 14.8 x 12.2 | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 11.3 x 20.3 | Main |
Primary Bedroom | Hardwood Floor | 11.7 x 12.7 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,511 | $2,509 | $3,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.