420 Washington Street, Barre City, VT, 05641 | $298,000

Welcome to this historic landmark home perched above Washington Street, offering a blend of classic charm and modern updates. Set on 13+ acres of land, the property features beautifully landscaped gardens with raised beds, a patio, and a fenced yard perfect for outdoor enjoyment. Explore old logging road trails that weave through the acreage, and take advantage of plenty of parking for family and guests. No Vermont home would be complete without a generous mudroom and this one does not disappoint! With an attached bonus room that leads into the spacious country kitchen and dining area—a perfect spot for gatherings. The cozy living room, adjacent office, and additional bonus room create versatile living spaces, while the first-floor full bath and laundry room offer added convenience with easy access to the gardens. Upstairs, wide farmhouse stairs take you to three bedrooms, a dedicated office, and a full bath. Complemented by energy-efficient upgrades like solar panels, a heat pump hot water heater, spray foam insulation, and a newer boiler. This expansive property includes 3+ acres in Barre City and an adjoining 10 acres in Barre Town, offering endless possibilities. Don’t miss the open house on Saturday, 10/19, from 10 AM to 1 PM!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: Farmhouse
  • Year Built: 1900
  • Heating: Baseboard,Heat Pump,Hot Water
  • Cooling: Mini Split
  • Basement: Full,Unfinished
  • Approx Sq. Feet: 2,105
  • Acreage: 13.74
  • Est. Taxes: $5,302
  • Lot Desc: Landscaped
  • Elem. School: Barre City Elem & Middle Sch
  • Middle School: Barre City Elem & Middle Sch
  • High School: Spaulding High School
  • School District: Barre Unified Union School District
  • MLS#: 5019164
  • Website: https://www.raveis.com
    /prop/5019164/420washingtonstreet_barrecity_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024
Listing courtesy of Heney Realtors - Element Real Estate (Montpelier)   Phone: 802-229-0345
Listing Agent: Lucy Ferrada

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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420 Washington Street, Barre City, VT, 05641

$298,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $238,400 $238,400 $238,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.879% 7.159% 6.276%
Monthly Tax Payment $442 $442 $442
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,647 $1,584 $2,010
Total Monthly Payment $2,164 $2,101 $2,527

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.