Under contract-accepting backup offers. Charming Florida Cottage with Modern Touches!
Discover this adorable 3-bedroom, 1-bathroom Florida cottage at 2806 Blain Acres Road in Plant City. Situated on an oversized lot with mature trees, this home exudes warmth and charm. Inside, you'll find hardwood floors throughout, an inviting kitchen with granite countertops, and an open layout perfect for cozy meals or casual gatherings. French doors from the den lead to the expansive backyard, where you can relax by the fire pit or enjoy the peaceful outdoor space. The property also includes a convenient storage shed, and the septic tank was replaced in 2022, offering added peace of mind.
This home offers classic cottage appeal in a tranquil setting. Located in Plant City, home to the world-famous Strawberry Festival, you'll enjoy a small-town feel with easy access to nearby Tampa and Orlando. Whether you're a first-time homebuyer or looking for a serene retreat, this home offers the best of Florida living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,313 | $1,686 |
Total Monthly Payment | $1,450 | $1,433 | $1,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.