Discover the charm and convenience! This one-owner, New England style Cape Cod home is set back from the road, offering a private setting. Step inside and immediately fall in love with the wide board floors that provide warmth and character throughout the home. The main living areas are open and flow seamlessly together, creating an inviting space with a cozy wood burning fireplace in the living room, a vaulted ceiling with wood beams in the dining area, and a quaint beadboard ceiling in the kitchen. A large bow window between the dining area and kitchen allows for natural light and a view of your serene backyard. The mudroom with built-in shelves provide access to a Jack and Jill style full bath connected to a first-floor bedroom, a two-car garage with walk up-stairs for storage, and a slider leading out to a private backyard with an impressive two-tier expansive deck, pergola, swimming pool, and two sheds. The upper level consists of a full bath, a large storage room, and two more bedrooms, one with a walk-in closet. The partially finished lower level awaits your finishing touches and has additional storage space. Other features include a new electric panel, new driveway, and a roof that has 35 years remaining on the shingles. This peaceful and rural location is only a road away from shopping, restaurants, and major highways. It is centrally located ~15-20 mins of coastline beaches, Mohegan Casino, EB, Pfizer and Submarine Base, and Coast Guard. This home will not last!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wide Board Floor | Main | |
Bedroom 2 | Walk-In Closet,Wide Board Floor | Upper | |
Dining Room | Vaulted Ceiling,Beams,Combination Liv/Din Rm,Wide Board Floor | 8.0 x 13.0 | Main |
Full Bath | Tile Floor | Main | |
Full Bath | Vinyl Floor | Upper | |
Kitchen | Wide Board Floor | 10.0 x 13.0 | Main |
Living Room | Combination Liv/Din Rm,Fireplace,Wide Board Floor | 17.0 x 18.0 | Main |
Primary Bedroom | Walk-In Closet,Wide Board Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,915 |
Total Monthly Payment | $2,764 | $2,705 | $3,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.