Enjoy gorgeous landscape and seasonal water views from this 3-4BR cape that offers a flexible floor plan. Situated above Rainbow Lake on a cul de sac street, this home boasts renovated a kitchen and baths, hardwood floors, and sun-filled rooms. The living room features a wood-burning fireplace and a large bay window to admire the views. It flows effortlessly into the dining room and sparkling white kitchen, both of which open onto the amazing and expansive wrap-around deck. Continuing on the main level is a spacious family room with a wall of windows overlooking the private and wooded property, a study (or third bedroom), and two bedrooms that share a hall bath. There is a fabulous primary suite, complete with a walk-in closet, sitting room or office, full bath and central air, on the upper level. And there's more! Don't miss the finished lower level that features a cozy den/playroom that has a wood stove as well as a half bath and laundry room. So much to enjoy in the fabulous town of Ridgefield, CT's first Cultural District with a vibrant Main Street, historical landmarks, miles and miles of hiking trails and so much more! Don't miss this one!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Main |
Bedroom 2 | Hardwood Floor | 9.0 x 10.0 | Main |
Den | Wood Stove | 18.0 x 24.0 | Lower |
Dining Room | Balcony/Deck,Hardwood Floor | 9.0 x 13.0 | Main |
Family Room | Wall/Wall Carpet | 10.0 x 23.0 | Main |
Kitchen | Remodeled,Balcony/Deck | 10.0 x 13.0 | Main |
Living Room | Fireplace,Hardwood Floor | 11.0 x 21.0 | Main |
Office | Hardwood Floor | 14.0 x 17.0 | Upper |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 14.0 x 14.0 | Upper |
Study | Hardwood Floor | 9.0 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,433 | $3,344 | $4,315 |
Total Monthly Payment | $4,250 | $4,161 | $5,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.