17522 SE 95th CIRCLE, Summerfield, FL, 34491 | $314,000

Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. This 2/2/2 PALM III is the expanded Palm model with features 1, 878 sf of living space. From the tiled floor front porch, enter the open living, dining area, volume ceilings with knockdown finish, elegant crown molding and chair rail. The kitchen is perfect for those who love to cook and entertain, open countertop to the dining room and just the right amount of counter and cupboard space. At the opposite end of the kitchen is a separate dining area and beyond that space is the laundry room with closet storage and and access to the oversized garage which sports 24' depth for longer vehicles. This split bedroom home offers 2 bedrooms, both with walk in closets. The primary bedroom has an ensuite bath, with walk in shower, toilet and linen closet separate from vanity area and walk in closet. French doors open to the Florida room with flooring from the dining room and overlooks a very private fenced rear yard. There is also a pass through window from the kitchen to the Florida room. Just beyond the Florida room is a screened room with elite roofing. The guest bedroom has easy access to the guest bath and offers privacy. This home was built in 2003, the roof was replaced in 2022. . The driveway sports a designer finish with a matching finish on the paved walk way that goes from the drive way to the rear screened lanai door and is covered by roof overhang. This home is also wired for a whole house generator (propane and generator not included). The Community Center, exercise facilities, saunas, dance and exercise classes, social activities, billiards, library are nearby. Access to shopping, physicians, pharmacies, and restaurants! Roof 2022 HVAC 2015. Kitchen Counters: 2024. Hot water tank: 2022. Refrigerator: 2023. Stove: 2024. Inside re-painted in 2022.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida, Ranch
  • Year Built: 2003
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,880
  • Acreage: 0.14
  • Est. Taxes: $3,539
  • HOA Fee: $172 Monthly
  • Lot Desc: City Lot, Level
  • View: Trees/Woods
  • Adult Communities: Yes
  • Elem. School: Stanton-Weirsdale Elem. School
  • Middle School: Lake Weir Middle School
  • High School: Belleview High School
  • Pet Policy: Number Limit
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: W7869161
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/W7869161/17522se95thcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 12:17:10 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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17522 SE 95th CIRCLE, Summerfield, FL, 34491

$314,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $251,200 $251,200 $251,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $295 $295 $295
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,671 $1,670 $2,154
Total Monthly Payment $2,041 $2,040 $2,524

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.