Tucked away in the exclusive 55+ gated community of Lake James, this beautifully crafted home is all about comfortable, high-end living with a relaxed Florida vibe. It’s the perfect blend of elegance and everyday ease, ideal for anyone looking to enjoy their next chapter in style.
From the moment you step inside, the home welcomes you with a spacious, open layout featuring two bedrooms, two bathrooms, and a flexible room that can be used as an office, hobby space, or whatever suits your needs. A bright Florida room is perfect for unwinding with a good book or enjoying your morning coffee. The living area and kitchen, with their ceramic floors, flow effortlessly together—great for both entertaining and daily life. The kitchen offers plenty of storage, Corian countertops, and a view of the great room, where high ceilings and built-in cabinetry add to the open, airy feel. With the split bedroom layout, privacy is built in. The guest bedroom is bright and cheerful with easy access to an updated bathroom, while the primary suite offers a peaceful retreat. You’ll love the large en-suite bath, complete with a walk-in shower, walk-in closet, and extended vanity featuring dual sinks and granite countertops. The Florida room adds another layer of charm, overlooking a private backyard where you can soak up the beauty of nature every day. Plantation shutters throughout the home provide privacy while adding a classic, polished touch. Recent updates include a new roof (2023) and a new AC system (2022), so you can relax knowing the big-ticket items are already taken care of.
Living in Lake James means more than just owning a home—it’s a lifestyle. With amenities like a heated pool, clubhouse, fitness center, library, and walking trails, there’s always something to do. Plus, the community offers fun activities like shuffleboard, bocce ball, and horseshoes. Your HOA fees even cover lawn care, lawn spraying, and Spectrum TV & internet—giving you more time to enjoy the things that matter most.
This home is more than just a place to live; it’s your opportunity to embrace the good life in a friendly, welcoming community. Come discover the charm, comfort, and peace waiting for you at Lake James!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,370 | $2,281 | $2,894 |
Total Monthly Payment | $2,824 | $2,735 | $3,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.