3435 Oneal Church Road, Greer, SC, 29651 | $444,000

Welcome to O'Neal Village, where life feels a little lighter, and the mountains greet you every morning. Nestled between two peaceful lakes, just minutes from their boat ramps, this isn’t just a neighborhood—it’s a community thoughtfully designed for connection. With a dog park, playground, gym, pool, and a charming town square featuring a coffee roaster, fine dining, daycare, and a salon, this village is full of life. And the neighbors? They’re the kind of people who make saying goodbye the hardest part. This beautiful home sits on a rare double lot at the edge of the neighborhood, offering a perfect blend of privacy and convenience. It’s built for comfort and peace of mind, with hardy plank siding, architectural shingles, underground utilities, and fiber internet. A two-car garage and a state-of-the-art security system ensure you’re well-equipped, but it’s the screened-in porch with breathtaking sunrise views that really sets the tone for serene mornings. With the backyard enclosed in a beautiful commercial-style aluminum black fence, your furry friends or children can run freely, giving you complete peace of mind. Inside, you’ll find the kind of thoughtful details that make every day feel special. The kitchen features sleek stainless steel appliances, a gas stove for the home chef, and a tankless water heater to ensure you never run out of hot water. A bar with seating for three creates the perfect space for casual mornings or evenings spent catching up with loved ones. From formal dinners in the dining room to relaxed breakfasts in the nook with its miles-long views, this home is designed to bring people together. The living room boasts a stunning 10-foot tray ceiling and a cozy gas log fireplace, making it both elegant and inviting. Granite countertops, a subway tile backsplash, and light-filled rooms add to the home’s fresh, modern appeal. Light-colored LVP flooring runs throughout the home, with tile in the bathrooms and laundry room, and soft carpet in the bedrooms. The master suite is a peaceful retreat, complete with a spa-like bathroom and a spacious walk-in closet, all under another beautiful 10-foot tray ceiling. Two more spacious bedrooms and a full bath complete the main floor, while upstairs, an additional room with its own full bath offers versatility as an additional master suite, guest room, rec room, or creative space. Working from home? You’ll love the bright office, filled with natural light and featuring French doors for added privacy. The laundry room, conveniently located by the garage entrance, offers ample storage, a bench, and a coat rack to keep everything tidy. This isn’t just a house—it’s a home where memories will be made, nestled in the heart of South Carolina’s most beautiful countryside. Cozy, clean, and well-appointed, this home is ready to welcome you into your next chapter.

Features

  • Amenities: Fitness Center, Playground, Pool, Sidewalks, Other
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: 1st Floor
  • Style: Contemporary
  • Year Built: 2019
  • Garage: 2-car Attached
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Basement: None
  • Acreage: 0.37
  • Est. Taxes: $2,930
  • HOA Fee: $600 Annually
  • Lot Desc: 1/2 Acre or Less, Sidewalk, Sloped
  • View: Mountain(s)
  • Elem. School: Skyland
  • Middle School: Blue Ridge
  • High School: Greer
  • Pets Allowed: Yes
  • Appliances: Gas Cooktop, Dishwasher, Refrigerator, Gas Water Heater, Tankless Water Heater
  • MLS#: 1539959
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/1539959/3435onealchurchroad_greer_sc?source=qrflyer
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Listing courtesy of Thomas & Crain Real Estate   Phone: 864-723-6696

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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3435 Oneal Church Road, Greer, SC, 29651

$444,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $355,200 $355,200 $355,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,363 $2,361 $3,046
Total Monthly Payment $2,682 $2,680 $3,365

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.