One or more photo(s) has been virtually staged. This rarely available, maintenance-free villa in Gulf Gate Gardens offers peace of mind with all-new impact glass windows installed in October 2024. Enjoy the convenience of low maintenance fees at just $205 per month, which cover lawn and grounds care, irrigation, tree and palm upkeep, plus an Xfinity 150-channel package for three TVs. Additional updates in 2024 include a Whirlpool stainless steel refrigerator with an icemaker in the spacious kitchen, which boasts ample cabinetry and a breakfast bar. The primary suite features an en-suite bath and a walk-in closet, while the second bedroom is generously sized, making it ideal for guests or a home office. The villa features laminate flooring throughout, with tile in the Florida room and baths. The Florida room provides extra space for entertaining or family gatherings, and the expansive main living area includes a dining room and an interior sunroom that overlooks lush greenery, a community pavilion, and a picnic area ideal for grilling and socializing. On one of the largest corner lots in the community, this home offers an enviable location just minutes from Gulf Gate's vibrant restaurants and boutiques. A mere 15-minute drive takes you to stunning beaches, while nearby conveniences include Costco, movie theaters, the Gulf Gate Library and access to scenic Legacy Trail. Ideal for embracing Florida's active lifestyle, this property also presents an excellent investment opportunity. Highly sought-after and easy to show, this gem won't be on the market for long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,918 | $1,917 | $2,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.