This beautiful property nestled in the woods offers tranquility at home throughout the changing seasons. It is situated on close to an acre of land with plenty of open yard space as well, for play and evening camp fire gatherings. A covered front porch that expands across the front of the house, might be your favorite coveted spot for morning coffee and evening wind down time. Stepping inside the front door, you feel a sense of spaciousness and lightness with the open concept design, neutral living and dining area wall color, wood flooring, and the warm and inviting kitchen cabinet and backsplash tones. Whether curating meals or relaxing at the center island, you'll enjoy time in your chef's kitchen with expansive granite countertops and gas range. There's a first floor bonus room for your home office or whatever suites your needs best. Directly across from it is a bathroom with step-in shower. Upstairs is a very spacious primary bedroom with an area that could be used for a cozy reading nook, two additional bedrooms, and a full bath. Heading down to the full basement is a large finished area as well as the laundry room with plenty of storage space. Many upgrades have been made over the past couple years including new gutters, boiler, and a fresh coat of paint throughout the interior and front porch decking. This gorgeous property is truly move-in ready. Welcome to your new HOME for the Holidays!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $393,600 | $393,600 | $393,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $536 | $536 | $536 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,619 | $2,616 | $3,375 |
Total Monthly Payment | $3,230 | $3,227 | $3,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.