This 5/4/3 executive pool home is located in the sought after gated community of Waters Edge. It sits on a premium . 23 acre conservation lot backing up to Hidden Lake Preserve. Relish the tranquil nature views of deer, exotic birds & wildlife, and the peace & quiet of NO rear neighbors. Savor your morning coffee and evening glass of wine from the serenity of the rear porch. The home features a bright, open plan with vaulted ceilings, arched doorways, recessed lights, 2-panel doors, maple kitchen cabinets, stainless appliances, and a dual-zone A/C system. The floor plan includes: spacious formal living & dining rooms, kitchen with breakfast nook, family room with decorative fireplace, master suite with bonus sitting room - En-suite bath & double walk-in closets, guest suite with private bath & walk-in closet, 3 additional bedrooms, 2 additional full baths, laundry/utility room, screened porch, and 3-car garage. The large open kitchen and family room lead out to a screened lanai, outdoor patio, pergola, fenced back yard, AND refreshing saltwater pool with spillover fountain & tanning ledge. The abundant indoor and outdoor living spaces make this home PERFECT for entertaining. The home also offers these updates: light fixtures, ceiling fans, quartz counters in kitchen & bathrooms, waterproof laminate flooring in bedrooms & 2nd floor hallway, fresh interior paint, fresh garage floor paint, 2 A/C systems (2017), PLUS a newer concrete pool (2022)! Enjoy resort style living at Waters Edge! It is a gated community that includes the following amenities: modern lakefront clubhouse with welcoming entry area, media room, fitness center, game room, social gathering hall, kitchen, tropical pool with sunning area, splash pad, basketball court, playground, fishing pier, and a spring fed lake with private boat ramp. Community is ideally located near countless restaurants, shopping hubs and major thoroughfares leading to Pinellas & Hillsborough counties. This is a MUST SEE for buyers seeking an affordable, move-in ready, pool home in a secluded neighborhood off the beaten path, yet near everything!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,508 | $3,505 | $4,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.