This is a great home in the quiet and lovely Hilltop Estates. You own the land in this 55 plus Community. This is a Doublewide Palm Harbor Manufactured Home and features 2 Bedroom, 2 baths, a bonus room and porch on a large corner lot.
New "Window World" windows installed in 2018 are dual pane, "Low E glass" vinyl frame windows, with a lifetime warranty. Doors to the Master bedroom and bath have been changed for wheelchair access. This home has two lanais, one with a wall AC unit and the other with vinyl plank flooring that is adequately cooled from the main home with an open door and window that can easily be converted to a third bedroom. Adjacent to the lanai is a workshop with a utility sink and plenty of room for tools and projects. The living and dining rooms have vaulted ceilings and are adjacent to the large kitchen and kitchenette. There are a lot of built in storage units. This home has 2 driveways a 13' X 21' foot attached carport and a 14' X 27' attached garage with a 10'W X 10'T overhead door that will accommodate most RV's. It has been well maintained and cared for. The home is located close to the Villages VA Hospital and Doctors. Restaurants, Grocery store and other shopping are nearby. Call today for an appointment to see this lovely home!
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Roof July 2024, HVAC 2010 works well, Water Heater 2018.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,188 | $1,143 | $1,451 |
Total Monthly Payment | $1,358 | $1,313 | $1,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.