Now is your chance to own a beautiful Key West style, 3-bedroom, 2 bath home in the historic coastal community of Crystal Beach! Both the home and the community ooze with the classic Florida character that you have visit in person to appreciate. Can you imagine enjoying water views, sea breezes and sunsets every day? But possibly the best feature of this charming home is the elevation and architecture which was built with coastal living in mind. This home survived the last 2 hurricanes and came out dry and safe! An elevation certificate is available for your review. This distinctive home has had extensive updates to the kitchen and bathrooms in the past few years. You will immediately feel the cottage charm and simultaneously an open feeling with the vaulted ceilings and thoughtful use of space. So many wonderful features including tons of garage space, huge yard with endless possibilities, long driveway, large concrete pad ready for a shed, no HOA, multiple 2 phase- 220 volt outlets for shop equipment, extra thick metal roof installed last year, wood burning stove, gas cooktop and gas water heater. One more thing: This incredible home is sits right across from the famous Pinellas Trail making you the envy of all recreationalists throughout the county! OK- another thing: Bring your golf cart as Crystal Beach is a golf cart community where you can cart over to the Historic Dairy Rich if you please. Actually, there are a million more things, but you need to schedule a showing today to understand the beauty and personality of this home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,371 | $3,368 | $4,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.