This gracious 1928 Center Hall Colonial features 3 bedrooms and 3. 5 bathrooms, beautifully situated on a spacious 120 x 183 lot. As you enter the foyer, you're met with hardwood floors leading to an inviting parlour and a generous family room. Features such as a bay window, custom built-ins and the warmth and comfort of a wood-burning fireplace, make this the perfect spot for gatherings. The updated kitchen boasts plenty of cabinetry, quartz countertops and stainless steel appliances. Access the bright sunroom with large, picture window, skylight and side door leading to the patio and fenced in backyard. Conveniently adjacent, you'll find a laundry room and mudroom which leads to the attached garage. A large formal dining room, ideal for entertaining guests and a powder room complete this first level. Downstairs, the fully finished basement provides additional living space, along with a full bath featuring a deep soaking tub and well maintained mechanicals. The architectural roof has a transferable lifetime warranty, ensuring peace of mind. Other notable features include a circular driveway, in-ground sprinklers, a new boiler, and new windows. Located within walking distance to Garden City Village and the LIRR, this home beautifully combines classic charm with modern amenities.
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$760,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $608,000 | $608,000 | $608,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,813 | $1,813 | $1,813 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,041 | $5,127 |
Total Monthly Payment | $6,104 | $5,946 | $7,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.