This elegant 3 bed/3 bath Cape spans 1, 763 sf and sits on a professionally landscaped . 4 acre lot with irrigation. Step inside to a warm and inviting living room with cathedral ceiling, balcony and skylight, creating a bright/airy atmosphere. There are gleaming hardwood floors, 3 renovated tile and marble bathrooms, new interior and exterior paint, some exterior shingling and new windows, etc. . The dining area opens out to a large deck and to the beautiful perennial gardens and the woods beyond. The kitchen has lots of counter space, oak cabinetry and a peninsula for dining or work. A den or bedroom, full bath and laundry complete the 1st floor. Two bedrooms and a bonus room on the 2nd floor open onto a balcony overlooking the living room. The primary bedroom has hard wood floors, a skylight and its own tiled bath. The other two rooms share a full bath and have carpet, large closets and expansive windows. The dry basement with work area and the one car garage with extra storage are a real plus. The semi annual HOA dues is $350. 00 which covers: use of common space, road maintenance and landscaping of the entrance. Seller is willing to provide buyer with closing concessions.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Carpet | 10.0 x 16.0 | Second |
Bedroom 3 | Flooring: Carpet | 10.0 x 16.0 | Second |
Dining Room | Flooring: Wood | 10.0 x 16.0 | First |
Kitchen | Flooring: Wood,Stove(s): Electric | 10.0 x 16.0 | First |
Living Room | Fireplace(s): Wood Burning,Flooring: Wood | 10.0 x 16.0 | First |
Master Bedroom | Flooring: Wood | 10.0 x 16.0 | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,195 | $5,412 |
Total Monthly Payment | $4,568 | $4,564 | $5,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.