409 SWEET OAK Way, Saint Augustine, FL, 32095 | $459,900

This Creekside at Twin Creeks beauty is a must-see! Nestled in highly desirable St. Johns County, this home offers a serene backdrop, backing to a lush preserve and situated on a quiet cul-de-sac.

The downstairs features a spacious kitchen with plenty of cabinet space, an island that overlooks the family room, and a cozy eat-in dining area—perfect for gatherings. A convenient laundry room and a half bath complete the lower level.

Upstairs, you'll find all the bedrooms along with a versatile loft space, ideal for an office, play area, or relaxation nook.

Seller has kept this home immaculate.

Enjoy the fantastic community amenities that Creekside has to offer! Take a dip in the refreshing pool or let the kids have fun at the playground. It's the perfect way to relax and connect with neighbors while enjoying everything this vibrant community has to offer!
This home is ready for its new owner—don't miss out! Schedule your showing today.

Features

  • Amenities: Maintenance Grounds, Playground
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Lower Level
  • Style: Traditional
  • Year Built: 2018
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,935
  • Est. Taxes: $4,253
  • HOA Fee: $305 Quarterly
  • Lot Desc: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Wooded
  • View: Protected Preserve
  • Appliances: Dishwasher, Disposal, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2052454
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/2052454/409sweetoakway_saintaugustine_fl?source=qrflyer
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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

409 SWEET OAK Way, Saint Augustine, FL, 32095

$459,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,920 $367,920 $367,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $354 $354 $354
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,448 $2,445 $3,155
Total Monthly Payment $2,877 $2,874 $3,584

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.