2152 INVERNESS Road, Fernandina Beach, FL, 32034 | $700,000

AMELIA ISLAND POOL HOME!! This light, bright coastal cottage lives large with indoor and outdoor flow. Extended paver driveway parks 6 cars plus two in the garage. Sliding doors grant access to the fully fenced backyard and the new pool. Sit and chat in the sunshelf or splash around in the deeper end. Your kitchen has granite countertops, pantry with Elfa shelves, classic white cabinets, and SS appliances. The opening between the kitchen and living rooms allows the chef to be included in the gatherings. The bay window area is perfect for your morning chai tea. Spend time in the cozy family room with vaulted ceilings and a wood burning fireplace. The primary suite has a walk-in closet, linen closet, dual vanity, soaking tub and separate shower. Two additional bedrooms and a full bath are on the opposite side of the home ensuring privacy for guests, and a quiet for the home office. Recent updates include, hall bath, gutters, AC, fence, electrical panel w surge protector. Welcome Home.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit
  • Style: Ranch
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,453
  • Acreage: 0.18
  • Est. Taxes: $5,749
  • HOA Fee: $126 Annually
  • Lot Desc: Corner Lot
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
  • MLS#: 2052446
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2052446/2152invernessroad_fernandinabeach_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2152 INVERNESS Road, Fernandina Beach, FL, 32034

$700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $560,000 $560,000 $560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.775% 6.790% 6.034%
Monthly Tax Payment $479 $479 $479
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,820 $3,586 $4,650
Total Monthly Payment $4,391 $4,157 $5,221

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.