Welcome to 355 Herkimer Street, an appealingly designed three-story townhouse offering a harmonious blend of classic charm and modern convenience. This move-in-ready home features an elegantly appointed upper duplex for the owner, complemented by a garden-level rental designed to maximize income potential. The property also boasts a low-maintenance yard and a fully finished basement, providing both comfort and functionality.
Come on up the stoop into the owner's duplex and hang your coat in the well-appointed vestibule. The sun-drenched, south-facing parlor greets you with natural light streaming through two oversized windows, highlighting the exposed brick walls and soaring 10-foot ceilings. This level includes a full bathroom and a generously sized eat-in kitchen, complete with ample cupboard space, a separate pantry, and sleek stainless-steel appliances, including a recently purchased Samsung refrigerator and Bosch dishwasher. Situated off the kitchen is a spacious deck, ideal for effortless outdoor entertaining, with steps leading down to a large garden featuring turf and pavers for easy maintenance. Upstairs, a skylight floods the expansive landing with sunlight, enhancing the airy feel of the home. The upper floor includes a generous, full-width primary bedroom with a walk-in closet, a full bathroom, and a convenient laundry room. Two additional bedrooms complete this level, offering comfort and versatility, especially if you're still working from home.
The garden level provides a separate two-bedroom rental unit with a full kitchen, bathroom, and living room, offering a great opportunity for supplemental income. A staircase connects the garden level to the upper duplex, allowing the home to be easily used as a single family if desired. The finished basement features tile flooring, a separate boiler room, and direct access to the backyard, further extending the functional space of the home. Throughout the entire house, you'll find charming exposed brick, rich hardwood floors, and a top of the range Mitsubishi mini-split heating and cooling system to ensure year-round comfort.
For those needing a second bathroom on the second floor, we have a contractor lined up to make that modification at a very reasonable price! (See alternate floor plan)
355 Herkimer Street offers an ideal blend of style, practicality, and opportunity in a convenient location, just one block from the A/C at Kingston Throop. St. Andrews playground opposite the house ensures a protected view of mature trees.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,153 | $8,842 | $11,925 |
Total Monthly Payment | $8,278 | $8,967 | $12,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.