Sand in your toes and salt in the air! Make that dream a reality in this charming 3 bedroom, year round home in the highly sought after Cornfield Point Beach! Enjoy private beaches, tennis courts, playground, clubhouse, boat launch. The association hosts golf-cart parades, 4th of July picnics, and cookouts on the beach for a life-time's worth of memories. After a day of swimming and relaxing in the sand, return home, rinse off in the outdoor shower and sit out on your large blue slate patio, perfect for serving cocktails and dinner! After, take the dogs for a walk down to one of the ocean lookouts to watch the sunset. Inside you will find a mix of that cottage feel with sleek modern finishes. The fully renovated kitchen features custom cabinets, granite countertops, and beautiful tiled backsplash. . The large living room with dining area has a propane fireplace perfect for keeping you nice and toasty on those crisp, fall, New England nights. It has unique built-ins, topped with granite as well. Both the kitchen and living feature hardwood floors. Three good sized bedrooms feature Pergo floors and closet space. The bathroom has a large walk-in shower. Recent updates include brand new roof Feb '24, oil/crushed stone driveway summer of '23, and a newer septic system. Enjoy downtown Old Saybrook with shopping, local restaurants, breweries, The Katharine Hepburn Cultural Arts Center, and more. Homes in Cornfield Point Beach don't last long, don't let this one slip away! Check out Cornfield Point Beach Association website for more info on the community.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 10.0 x 8.0 | Main | |
Bedroom 2 | 12.0 x 10.0 | Main | |
Dining Room | Breakfast Bar,Built-In Hutch,Built-Ins,Granite Counters,Hardwood Floor | Main | |
Living Room | Fireplace,Hardwood Floor | 14.0 x 21.0 | Main |
Primary Bedroom | 10.5 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,920 | $591,920 | $591,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,038 | $3,790 | $4,915 |
Total Monthly Payment | $4,565 | $4,317 | $5,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.