Legal 2 family, hidden gem in Hyde Park. Original owners are ready to sell this well maintained, move in ready home which would be perfect for a mother/daughter or to generate rental income. Upstairs unit has a beautifully updated kitchen with a center island, granite counters, newer SS appliances, soft close cabinets, recessed lighting. Hardwood floors throughout this unit with the exception of 1 bedroom which has wall to wall carpet. Several newer windows where you can look out to view the trees giving you a sense of peace. Sunroom with a skylight off one of the bedrooms which allows for extra space and the feeling of bringing the outdoors inside. Downstairs you will find a family room with a brick fireplace complete with a gas insert (can be converted to wood burning) and a half bath. The second apartment boasts 1 bedroom, 1 full bath and a living room. There is a private entrance from the outside to access this unit. A kitchen can easily be installed, plumbing is already in place. There is a one car heated, attached garage with a new door, laminate floor and cabinets for extra storage. Very private, this property backs up to the Winnakee Land Trust Co. where nothing can be built. This home sits on a no thru road which enhances the privacy and quietness of the area. Who would think you could get all of this and be conveniently located near Poughkeepsie, Rhinebeck and Kingston, schools, shopping, FDR home, Vanderbilt Mansion, Bellefield, roller skating rink and Rt. 9? This home offers both tranquility and accessibility. Come see it today, and you might just find your slice of paradise!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $794 | $794 | $794 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,653 | $3,367 |
Total Monthly Payment | $3,626 | $3,522 | $4,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.