BRING ALL OFFERS! Home did not flood or have any damage from the recent storms(Helene and Milton)! Step into this charming, move-in ready cottage and discover the perfect blend of comfort, style, and prime location! Nestled in the heart of Dunedin, this gem is just one block from the Pinellas Trail, offering easy access to the Historic Downtown District and the stunning Dunedin Causeway by bike or golf cart! Enjoy serene walks to Hammock Park or take in the mesmerizing sunsets along the Dunedin Waterfront, all while living in the coveted Golf Cart Zone.
From the moment you arrive, the captivating curb appeal and beautifully fenced yard invite you to bring all your favorite toys. Step inside to a bright and airy open-concept living space that flows effortlessly into multiple outdoor living areas, perfect for relaxing or entertaining. The home features two cozy bedrooms, 1. 5 baths, and a modern kitchen with custom soft-close cabinets, sleek granite countertops, and brand-new appliances.
Since 2022, the home has undergone extensive interior upgrades, including over $8K in electrical work. The main electrical panel has been newly wired, and all outlets, dimmers, fans, and fixtures have been updated. You'll also find a new water heater, an LG ventless washer/dryer, and a highly-efficient American Standard A/C system to keep you comfortable year-round. In 2024, the kitchen received a state-of-the-art appliance package featuring a Samsung Bespoke refrigerator, Frigidaire induction stove, microwave, and an ultra-quiet dishwasher.
The interior shines with thoughtful design touches, including custom board and batten walls with fresh paint in the hall and den, while custom closet systems ensure ample storage space. A modern sliding door creates privacy in the bonus room, and new remote-controlled ceiling fans are installed throughout for added convenience and style.
Step outside to enjoy a variety of exterior enhancements completed in recent years. Fresh paint, new front and back paved patios, updated light fixtures, a custom awning, and leaf guards have all been added, along with a new roof over the den and carport. The private backyard, enclosed by fencing, is a lush oasis filled with natural tropical beauty and gorgeous live oaks that provide shade and tranquility year-round. In the front yard, a Rainbird sprinkler system and new shade-friendly sod (installed in 2023) keep the landscaping vibrant and healthy.
For added peace of mind, the home comes with custom hurricane fabric panels (installed in 2024), a new steel front door with keyless entry, a Blink doorbell, and security cameras. The roof, replaced in 2016, adds to the durability and reliability of the home. While the property is located in a flood zone and requires flood insurance, the current policy is transferable to the new owner, and the home has experienced no flooding or roof damage from hurricanes to date, including Hurricane Helene and Hurricane Milton.
This beautiful cottage is truly turn-key and ready for you to call home. Don’t miss your chance to own a piece of paradise in Dunedin!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,600 | $431,600 | $431,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,871 | $2,869 | $3,701 |
Total Monthly Payment | $3,418 | $3,416 | $4,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.