ALL TYPES OF FINANCING WELCOME HERE! This beautifully renovated home was updated in spring 2023 and offers five spacious bedrooms, making it an ideal fit for a growing family or for those who work remotely and need a home office. The thoughtfully updated interior features a bright, open-concept kitchen and dining area with modern flooring and fresh neutral tones. The kitchen is equipped with stainless steel appliances, sleek countertops, and white cabinetry, perfect for both daily living and entertaining. In addition to the living space, the home includes an attached barn/garage, providing valuable storage and a versatile space for hobbies or projects. The fenced in backyard offers ample room for outdoor activities and gatherings, creating a perfect setting for family fun and relaxation. Located on a dead end street, within walking distance to the heart of town, you'll have easy access to local shops, dining, and community events, allowing you to enjoy all that Pittsfield has to offer. This home boasts a 2 year young roof, 2 year young heating system with, public water and sewer. All your big ticket items have been taken care of for you already! Don’t miss your chance to explore the charm and potential of this lovely home at 7 Franklin Street—it’s move-in ready and waiting for you! Agents see non public remarks.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,072 | $1,994 | $2,530 |
Total Monthly Payment | $2,560 | $2,482 | $3,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.