The historic 2-bay Greek Revival home of Henry Kellogg was built circa 1826-1833. Typical for this era the house was connected side by side to a barn - used as a blacksmith shop -to provide one spacious, dwelling unit. Upon entering you open a door to the past as you walk on worn, wide plank, pine floors surrounded by all manner of natural wood built-ins, rustic wallboards & exposed chestnut beams. The current owners improved the original foundation(s) w/ structural upgrades; updated 1st floor bedrm & ensuite bath; built a new deck; added modern FHA heating system w/ central air, wiring & elec. panel. Significant was the addition of 460 SF of living space for new kitchen (subzero frig, built-in wall ovens & countertop range) & sunken FamRm w/ propane stove. Indeed, delight in the discovery of nooks & crannies in the 2135 SF, 3 bed/2 bath house w/ potential for att. ADU. From the . 69-acre lot in No. Amherst, just walk to UMASS, eateries, Mill River Recreation Area & The Mill District.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wood, Lighting - Overhead, Closet - Double | Second |
Bedroom 3 | Flooring - Wood, Lighting - Overhead, Closet - Double | Second |
Dining Room | Closet, Flooring - Wood, Lighting - Overhead | Main,First |
Kitchen | Bathroom - Full, Closet/Cabinets - Custom Built, Flooring - Wood, Dining Area, French Doors, Kitchen Island, Cable Hookup, Country Kitchen, Deck - Exterior, Dryer Hookup - Electric, Exterior Access, Remodeled, Stainless Steel Appliances, Washer Hookup, Lighting - Overhead | Main,First |
Living Room | Flooring - Wood, Closet - Double | Main,First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Wood, Lighting - Overhead, Closet - Double | Main,First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $641 | $641 | $641 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,625 | $2,526 | $3,205 |
Total Monthly Payment | $3,341 | $3,242 | $3,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.