A spacious townhome exuding timeless Victorian charm, nestled in the highly desirable Melville Neighborhood of Dorchester. This expansive home features approx. 1750sf of living space across 3 bedrooms, 1. 5 bathrooms and an additional approx. 600sf unfinished space in the home’s lower level. Through the residence’s classic front porch, with views of the tree lined street and stately neighboring homes, the main living level boasts a light and bright living room with a working fireplace, oversized bay windows, and an open concept flow into the dining room, adjacent to the home office and generous eat-in kitchen overlooking the lush, landscaped backyard. Upstairs features the front facing primary bedroom, 2 spacious guest bedrooms and full bathroom. This home is complete with preserved original details, hardwood floors, ample storage, multiple outdoor spaces including a large shared backyard with patio, 2 covered garage parking spaces and 2 uncovered parking spaces.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $535 | $535 | $535 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,330 | $4,318 |
Total Monthly Payment | $4,174 | $3,957 | $4,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.