Back on the Market!!! Welcome to Thistle Down, an exclusive gated community just ten minutes from downtown, giving the perfect blend of privacy and convenience. This stunning two-story craftsman home provides exceptional curb appeal and comfortable living, with 4 bedrooms, 3. 5 bathrooms, and a spacious game/additional room above the attached 2-car garage. Upon entering the welcoming covered front porch, you step into a bright foyer that opens into an expansive and inviting floor plan. The great room, with its 11-foot ceiling and cozy fireplace, is perfect for family gatherings, with French doors leading to a covered rear porch for seamless indoor-outdoor living. The kitchen is beautifully designed with a large two-level island featuring a built-in sink and dishwasher, plus seating for three, ideal for casual dining or conversation. Ample cabinetry and a walk-in pantry provide generous storage space. The primary suite, located conveniently on the main level, features a relaxing retreat with large windows, a cozy reading nook, and an elegant master bath complete with dual vanities, a soaking tub, a separate shower, and a private water closet. Upstairs, you'll find three additional bedrooms, two with walk-in closets. A Jack-and-Jill bathroom connects two of the bedrooms, while the third bedroom is just steps away from another full bathroom. An expansive loft area provides space for entertainment or quiet relaxation and a game room. Additional features include an office/den with windows on two sides and access to the rear porch, along with a laundry/mud room off the garage. The covered front porch and rear porch give plenty of outdoor living options for relaxation or entertaining. Beyond its stunning design, this home is located in an ideal spot. Situated just minutes from shopping, dining, and entertainment downtown, you'll enjoy the convenience of city life without sacrificing the peace and privacy of this gated community. Commuting is also a breeze with easy access to major highways. This E-Star rated home boasts energy-efficient heating and cooling systems, a tankless water heater, certified appliances, and fans, along with enhanced insulation and a closed-vented fireplace to help minimize energy consumption while maintaining comfort year-round. Thoughtfully designed for functionality and comfort, this home delivers the perfect balance of modern living and convenient location, making it a truly exceptional place to call home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
Monthly Tax Payment | $17 | $17 | $17 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,298 | $4,354 | $5,923 |
Total Monthly Payment | $4,407 | $4,463 | $6,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.