0000 157th STREET, Umatilla, FL, 32784 | $148,500

Pre-Construction. To be built. Great for first time home buyers or fixed income. This home will be affordable. For conventional buyers, with 20% down, principal and interest at 6. 5% rates would be $755/mo. add approximately $200/ month for property taxes and insurance your payment is $955. For 0 down buyers add $184 per month. Just 1 mile to Nelsons Fish Camp or Ocala National Forest fishing boating or hunting, and walk across Hwy 42 for Sunnyhill Restoration for hiking, biking or horseback riding. Even though this is a very rural setting you are only 10 miles east of The Villages, with restaurants, hospital, groceries and nightly entertainment. Big Tree has been around since the 50’s and is currently being revitalized with new construction. The lot has mature Oak trees and right beside it is our model so you can see the look and feel of the home before you buy. Once we have permits in hand construction will take 4-6 months. So come out and see the model and let’s get started now. This lot is beside the model home located at 20933 SE 157th Street in Umatilla. Buyer will need to qualify for a construction to perm loan - Construction time 4-6 month

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Ranch
  • Year Built: 2024
  • Garage: Driveway
  • Heating: Electric, Heat Pump
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 864
  • Acreage: 0.18
  • Est. Taxes: $85
  • Lot Desc: In County, Unincorporated
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: O6250113
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/O6250113/0000157thstreet_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 10:47:08 PM)
Listing courtesy of SAND DOLLAR REALTY GROUP INC   Phone: 407-389-7318

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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0000 157th STREET, Umatilla, FL, 32784

$148,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $118,800 $118,800 $118,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $7 $7 $7
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $790 $790 $1,019
Total Monthly Payment $872 $872 $1,101

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.