Welcome to Spanish Acres, one of Dunedin’s most desirable communities, where winding sidewalks and lush landscapes set the stage for a peaceful and relaxed lifestyle. Nestled on nearly a quarter-acre of land, this meticulously maintained 4-bedroom, 2-bathroom home boasts over 2, 400 square feet of living space and comes with the added benefits of no HOA and no flood zone—offering you peace of mind for years to come. As you step through the double front doors, you’ll immediately notice the seamless blend of rustic charm and modern upgrades. The front living room features a stunning stone wood-burning fireplace and charming wood beams, adding warmth and character to the space. Vinyl plank flooring flows throughout the home, guiding you to the open family room and kitchen area. The kitchen is a true showstopper, with granite countertops, HALO lighting, a breakfast bar perfect for casual dining, and newer stainless steel appliances. Plenty of wood cabinetry ensures ample storage, and there’s even space for a cozy coffee bar setup for your morning routine and a built-in desk for your home office needs. The owner’s suite is a luxurious retreat, complete with a large walk-in closet featuring a custom storage system. Barn doors lead into the ensuite bathroom, where you’ll find dual granite-topped sinks and a spacious stand-up shower with floor-to-ceiling tilework. The additional bedrooms are generously sized, with some featuring custom closet systems, and are conveniently located near the beautifully updated guest bathroom. An indoor laundry room, with washer and dryer included, adds to the home’s practicality. The true gem of this home is the private backyard oasis. Three newly installed hurricane-grade sliding doors lead to a screened-in pavered lanai, where you can relax by the 6-foot-deep pool with a tanning shelf—perfect for unwinding on sunny days. Just outside the lanai, a pavered area provides the ideal spot for a firepit, overlooking the vinyl-fenced backyard with irrigation system. Roof replaced in 2023, A/C replaced in 2024, and an updated electrical panel, this home is as efficient as it is beautiful. Located just a short drive from downtown Dunedin, you’ll have easy access to charming shops, restaurants, and waterfront attractions. Plus, you’re just minutes away from the Dunedin Causeway, Honeymoon Island State Park, golf courses, and top-rated schools. Don’t miss your chance to own this piece of paradise in Dunedin—schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,283 | $4,318 |
Total Monthly Payment | $4,079 | $3,815 | $4,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.