Distinctive design in a prime Hanover location! This one of a kind property offers a striking architectural style and an open floor plan. You'll love this uniquely designed 3 Bedroom, 1. 5 Bath home. The spacious Kitchen, truly the heart of the home, features cathedral ceiling, skylights & a large center island - ideal for entertaining & casual dining. The expansive Primary Bedroom is a peaceful retreat, with 3 closets and lots of windows that enhance the room's airy feel. Natural light fills the home, creating a bright, welcoming atmosphere. The lower level offers a large Bonus Room perfect for a Den, Game Room, Home Office, etc. as well as an unfinished area for storage. Newer heat and central air system & water heater. Private Backyard w/shed. The 1 Car Garage adds convenience, while the home’s layout invites creativity & customization. This one is ready for your personal touches to make it truly your own. Ideally located close to highways, shopping, etc. Don’t miss this opportunity!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Main,First |
Bedroom 3 | Closet, Flooring - Hardwood | Main,First |
Kitchen | Skylight, Cathedral Ceiling(s), Closet, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Lighting - Pendant | Main,First |
Living Room | Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Attic Access, Exterior Access, Recessed Lighting | Main,First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,720 | $492,720 | $492,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $614 | $614 | $614 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,278 | $3,275 | $4,155 |
Total Monthly Payment | $3,984 | $3,981 | $4,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.