Meticulously maintained home. This elegant property is perfect for anyone seeking generous living space. You’ll love the farmers porch, ideal for enjoying your morning coffee & the neighborhoods tree-lined streets. Inside is an inviting open layout showcasing high ceilings & oversized windows that enhance the home’s atmosphere. The original woodwork adds character & warmth throughout, complemented by stunning hardwood floors. This home has a formal dining room, perfect for hosting gatherings & a large, modern kitchen features granite countertops & is loaded with cabinets providing abundant storage for the home Chef ensuring you have both style and functionality. Step inside the living room & family room to discover a captivating interior filled with abundant natural light, high ceilings & original woodwork that exudes character. The large foyer includes a floor to ceiling mirror & an elegant, curved staircase leads you to generously sized bedrooms, each featuring hardwood floors & large windows. The second floor has a bonus room with custom built in shelving that offers versatility for a home office, extra guest space or nursery. A convenient mini-split AC system for year-round comfort. The property is further enhanced by a large laundry room, updated roof & siding & a fenced yard that provides privacy and space for outdoor activities. Plenty of parking included in the driveway and in the one car garage that is wide enough for more storage. R3 Zone potential for multi family.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,368 | $2,366 | $3,052 |
Total Monthly Payment | $2,928 | $2,926 | $3,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.